Give Back -

Our story started by responding to some of the overwhelming needs of communities around where our staff are located—from Orange County, USA to various islands in the Philippines. We’ve helped feed and clothe the homeless in Orange County by exerting long hours of voluntary work in s...

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How are eChecks and ACH Different from Each Other?

With innovation and technology, those specializing in merchant services have found modern ways for merchants to process payments securely. This has allowed businesses to reduce their reliance on traditional banking and use more electronic means ...

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All merchants need to know about mobile card readers

In the most recent years, you can already see how the purchasing behavior of customers continues to lean towards cashless payments. More importantly, the industry already predicts a booming trend towards cashless payment transactions by 2022, ...

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Void vs Refund vs Reversal: Here are the Basics

As upcoming merchants, you probably already heard the terms void, refund, and reversal when discussing payment transactions. Generally, all three are transaction methods that are initiated by the merchant and are meant to return money to the custom...

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8 Fascinating Questions to Ask About Payment Terminals

Merchants old and new usually have a one-track mind when it comes to their business, and that is to generate profit. One key component is to equip yourself with the capability to accept payments how, when and where your clients need.

With t...

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5 Groundbreaking Innovations that Will Rock the World of Payment Processing in 2020

If there is one thing that is definite in our very dynamic market, it is that payment processing and the ecosystem around it will always be evolving. Times change, our customer’s needs change, and the way merchan...

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5 Amazing Things You Probably Didn’t Know About Mobile Payments

Gone are the days when customers would just rely on cash or their handy cards to make payments. We are now entering a very exciting stage of making purchases where mobile and online payments take center stage.

Mobile payments enco...

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7 Ways An ‘Ill-Equipped’ Payment Processor Can Kill Your Business

Merchants should think of their business enterprise as a well-oiled machine: for it to run effectively and efficiently, all the best pieces must fall into place.

We mentioned in one of our previous blogs that one of the most impo...

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Difference Between Debit and Credit Cards: Do Credit Cards Really Hold an Advantage Over Debit Cards?

Debit cards, credit cards. As merchants, these are probably the sweetest words you hear as both signify sales and more profit for your business. On the other hand, you also need to own one or bo...

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10 months ago
Agapay is amazing! Thanks for saving us $$$ on our merchant services. Excellent service all the way around. Would recommend them to anyone looking to save on their merchant service fees.
- Ray H
a year ago
Brian and Dan came into our office randomly because we are directly across the street. It took them 3 different times to get a hold of me because I was out sick or just not in the office. They finally got a hold of me and we sat down and talked numbers. In regards to a Merchant Account standpoint we had about 7 operating and the fees were very low due to the track record and longevity of the accounts. I honestly was not even looking to add another one. I was very blunt and upfront with them and said if you get lower prices then we are paying without a reserve then you have a deal. Brian went above and beyond to get us approved. His customer service and patience is top notch! If I could give him and Agapay 10 stars I would. I would highly recommend Agapay and Brian to any business looking to get a merchant account!
- Michael A
a year ago
Agapay is very responsive in taking care of your trouble. Payments are accurate and always on time. I strongly recommend to all merchants.
- Mike H

About Us

As a merchant services company we provide merchants with ways to accept payments from their customers while providing exceptional customer service and support. We are able to support processing of credit cards, electronic checks, ecommerce, and POS solutions over a wide variety of industries from retail and restaurant to manufacturers and logistics companies. As part of our commitment to give back, Agapay donates 5% of our gross revenue to nonprofits and charities in the community. When your customers swipe, we give.

Contact Us


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  • (800) 644-3909


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161 Fashion Lane
Suite 101
Tustin, CA 92780
United States

Business Hours

Mon:8:30 AM – 5:30 PM
Tue:8:30 AM – 5:30 PM
Wed:8:30 AM – 5:30 PM
Thu:8:30 AM – 5:30 PM
Fri:8:30 AM – 5:30 PM
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